Global Broadband and Innovations Alliance progresses digital inclusion in rural areas around the globe

The Global Broadband and Innovations Alliance (GBI) is a 10-year cooperative agreement between NetHope and the U.S. Agency for International Development (USAID). GBI leverages new and existing technologies to support socioeconomic development in USAID-priority countries through (1) extending the reach of broadband internet access, including enhanced mobile networks, into more remote and rural areas; and … Continued

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Why Are Women Less Likely to Own a Phone?

By Katie Highet, Technical Advisor, mSTAR, FHI 360 and Jonathan Dolan, Digital Inclusion Team Lead, U.S. Global Development Lab, USAIDMuch has been written about the gender gap in mobile phone usage, specifically on why women are less likely to have access to this technology than men; why women are less likely to be technically literate … Continued

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Spectrum-monitoring system is a leap forward for Liberia

By Forrest Wilhoit, Africa Broadband CoordinatorThe Ebola crisis of 2014-2015 resulted in tragic loss of life across West Africa and caused massive global alarm. It also revealed the power of communications technology – and the significant problems that can result when communications networks fail during a crisis.In Liberia’s national response to Ebola, the fragility of … Continued

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Helping Albanians Report Trafficking and Save Lives

News reports about the problem of human trafficking—the illegal trading of human beings—in Albania have been so shocking over the years, they seem like science fiction. To make better use of technology to change this harsh reality, NetHope developed an anti-trafficking Android app for worldwide use in partnership with World Vision and the Vodafone Foundation with U.S. Agency for International Development (USAID) funding. NetHope chose Albania for the app’s first implementation under the local name “Raporto-Shpeto” (“Report-Save Life”).

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The Evolution of Remittances

As a father of four, I am very familiar with remittances.  When my first son went off to college, I gave him an envelope of cash.  My second child got a monthly check in the mail from Mom and Dad.  Never one to wait for the mail my third child opened a joint account with us so I could make deposits locally and he could make withdrawals at the local bank branch on campus.  With my fourth, we moved to the world of interoperable ATMs; deposits and withdrawals then happened on any street in any city and even abroad.  Now, we are in the digital age and any transfers can be done online with immediate effect. 

I have been thinking a lot about this evolution in my own family as I watch the leading role remittances are playing in the growth of mobile money systems around the world.  M-Pesa was created initially to serve the market for remittances in Kenya.  M-Pesa now is used by over 15 million Kenyans and in 2011 Safaricom reported that value of transactions processed through the M-PESA platform was equivalent to 20% of Kenya’s GDP.  In Central America, Tigo Money makes remittances easy and even advertises its service on bags of Frito Lays chips sold in small markets around Guatemala as witnessed by Hamilton McNutt, a member of NetHope’s Payment Innovations team who traveled to Guatemala in March.

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Tech for a Brighter Future: Mobile Money

This blog is part of a NetHub series that looks at technology trends that will help to shape a bright global future. Read more on the World Economic Forum Annual Meeting and NetHope here.

In the developing world, billions of dollars in cash is exchanged every month between governments, companies and donor agencies for various reasons: salary, social welfare payments, cash-for-work programs, emergency relief and money transfers. The majority of these payments are given in physical cash, but advancements in technology and network capabilities have introduced safer, speedier, more reliable and transparent ways for exchanging those funds.

Replacing physical cash payments with electronic payments provides improvements for governments and communities alike. For instance, when the Government of Afghanistan started paying government employees and police officers through mobile phones via a grant from USAID, it immediately cut out so much graft that some employees actually thought they were getting at 30 percent raise. Mobile money also makes it easier to tax the transactions and root out ‘ghost’ payrolls.

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What Gaming Means for Our Youth

As recent events in the Middle East have foretold – large scale democratic and social change can harness technology as a tool to give youth a voice and active role in their communities.  This phenomenon of wide scale change championed by youth will not just be a marker of the Arab Spring but one that will continue to have a wide effect on the future trajectory of the emerging and developing economies.

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